It's too complex
The most common complaint is that it's hard to use. You need to know accounting words to get simple answers.
Switch from QuickBooks
We're building an easy switch from QuickBooks. Here is the plan.
The most common complaint is that it's hard to use. You need to know accounting words to get simple answers.
QuickBooks has raised prices every year since 2020. In August 2026, the Plus plan went from $115 to $140 a month. Many owners now shop for a simpler tool.
QuickBooks tracks your books but not your customers. You still pay for a second tool.
QuickBooks has a guided month-end review, but only in QuickBooks Online Accountant, the product accountants use. In your QuickBooks, closing the books is a settings toggle. CloudOverture gives the guided close to you.
Our price is capped, in writing: at most once a year, at inflation, or 3% when inflation is lower. See how we make money.
Export your numbers from QuickBooks and upload the file. A PDF, a spreadsheet, or a screenshot all work.
Our AI reads your accounts and your open invoices into a draft setup. It can also do a one-time scan of your old email. That scan finds contacts, companies, and open bills to suggest.
Check every line and every suggested row. Fix anything that looks off. Nothing is saved until you say yes.
Your books open on a clean date. Your unpaid invoices come with you, so customers can pay right away.
We're honest about this. A clean switch moves your starting numbers, not your full history. Your old QuickBooks file stays as a read-only record you can keep.
| Item | Carries over? |
|---|---|
| Your account list (chart of accounts) | Yes |
| Your starting balances on the switch date | Yes |
| Open invoices customers still owe | Yes, each one, with the customer and due date |
| Customers on those open invoices | Yes |
| Open bills you still owe | As one starting total for now, not bill by bill |
| Full transaction history | No. Your old QuickBooks file keeps this |
| Past paid invoices and receipts | No. Kept in your old file for reference |
| Payroll, templates, and attachments | No |
CloudOverture will launch with one plan. Every feature is on it. Nothing sits behind a higher tier. Here is how that compares.
| What we compare | CloudOverture | QuickBooks Online | Wave | FreshBooks |
|---|---|---|---|---|
| Plans to pick from | One plan. Every feature included. | Five plans | Two plans | Four plans |
| Price each month | One plan. Price not set yet. The waitlist hears it first. | $20 to $340 | $0 or $19 | $23 to $70+, plus $11 for each team member |
| Price rises after you join | Capped, in writing: at most once a year, at inflation, or 3% when inflation is lower. | Raised prices in 2025, and again in August 2026. The $115 plan became $140. | No public cap. | No public cap. |
| Every feature on every plan | Yes | Full bill handling needs the $85 plan. Projects and inventory need the $140 plan. | Bank imports and receipt scans need the paid plan. | Full accounting reports start at the $43 plan. |
| Customers you can bill | No limit | No limit | No limit | 5 on the $23 plan, 50 on the $43 plan |
| Books and customers in one system | Yes. One record per customer | Books, plus a light customer area on the $140 plan, much of it in beta | Books only | Books plus a basic client list |
| Quotes and estimates | Yes. They turn into work and invoices | Yes | Yes | Yes |
| Get paid without card fees | Customers can pay in USDC. No card fee, so the whole invoice reaches you. | Card fees on every online payment | Card fees on every online payment | Card fees on every online payment |
| AI that reads your email and sorts your day | Yes. This is the core of the product. | Beta AI agents work the books and a lead feed, mostly on the $140 plan | No | No |
The CloudOverture column shows the first version. We are building it now.
Competitor prices are their listed monthly prices, checked in August 2026. Plans and prices change. Check their sites before you decide.
Card payments in CloudOverture still carry processor fees. USDC is an extra way to get paid that skips them. The customer pays a network fee of less than one cent.
We're building this now. Join the waitlist so you can switch before you renew.